Proof

20 to 30 percent. Demonstrated. Not modeled.

Seven-figure annual capital redirection demonstrated across physician-owned hospital and multi-physician group settings. These are results, not projections.

Demonstrated Results

One facility. One year. $1.4 million returned to physicians.

Client confidentiality means no named facilities. What it does not mean: no results. Here are the results.

85%
Prescription drug cost reduction. Physician-owned hospital. Single plan year. Same formulary, same coverage. Structural change only.
25%+
Employee benefits reduction. Across health benefits, malpractice, P&C, and workers compensation. Demonstrated across multiple facility types.
$1.4M
Capital returned to physicians in year one. Single facility. Combination of rate savings, retained surplus, and Rx reduction. Capital deployed by MedMerge: effectively zero.
"The question is not whether the model works. The question is how fast it scales."
Current Footprint

14 new facilities onboarded. Q1 2026. Four states.

MedMerge is currently coordinating independent groups across Louisiana, Oklahoma, Kansas, and Arizona. Structure is operational. Economics are demonstrable.

Louisiana Oklahoma Kansas Arizona 14 Facilities Q1 2026 Multi-state Captive Active
Methodology

The model assumptions are public.

We do not ask physicians to trust projections. We show them the mechanics, the assumptions, and the demonstrated results. Every number is auditable.

Assumption Basis
Rate savings modeled at 25% Coordinated group purchasing and captive structure. Actual savings vary by specialty and geography.
Captive surplus at 65% loss ratio 80% of underwriting surplus returned to participating practices annually.
Float yield at 4.5% annually Conservative. Based on 12 to 18 month reserve hold on encumbered capital.
10-year projections 3.5% annual compounding from reinvested surplus and float returns.
Rx reduction range Demonstrated at 85% in pilot. Modeled conservatively at 40 to 60% for projections.

The structure is auditable. The results are real. Client confidentiality is maintained. Named facilities available under NDA for institutional evaluation.

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