Benefits, payroll, and HR for medical practices. Starting at one employee.
You're fully insured. You're overpaying. You're too small to self-fund. We built the structure that changes all three.
Fully insured is a trap. You just can't see the walls.
Practices under 150 employees are locked into fully-insured plans. No claims data. No plan design control. No leverage. Premiums go up every year and the broker calls it market conditions.
Meanwhile, the carrier keeps the surplus, the float income, and the underwriting margin. You pay for everything. You own nothing.
"If you can't see your claims data, someone else is making money from it." — Dutch Rojas, FounderSee how MedMerge works →
One structure. Three capabilities. Total independence.
Friends & Family Network
No copays. No deductibles. No coinsurance. When your employees get care from another member practice, everyone saves. The network compounds.
Self-Funded Benefits
Lower premiums. Claims transparency. Plan design you control. Through SurgRE, your practice accesses the same self-funded benefits structure that large health systems use — regardless of your size.
One Platform
Benefits, payroll, and HR on a single platform built for medical practices. You keep full operational control. We handle the infrastructure underneath.
Benefits, payroll, and HR. On one platform.
Healthcare Benefits
Self-funded plans designed for your workforce. Rx savings through collective purchasing. Domestic network access at your own facility.
Payroll
Tax filing, direct deposit, W-2s, ACA compliance, 401(k) tracking, workers' comp. Built into the same platform as your benefits.
Human Resources
Applicant tracking, onboarding, benefits management, talent management, compliance. HR infrastructure for practices that don't have an HR department.
Your employees are the healthcare. That changes everything.
Medical practices are unique. The people on your health plan are the same people delivering care.
A consult that costs a carrier $350 at retail costs your practice $150 to deliver. Inside the network, plan members get care at cost, not retail. That $200 difference on a single visit is not a discount. It's the structural economics of cutting out the middleman.
Multiply that across every service rendered between member practices. The savings compound as the network grows. Live today in Phoenix, Dallas, Manhattan (KS), and Tulsa.
Domestic Network
Care at your own facility at cost. Zero cost share for employees.
Friends & Family
Care from any member practice at cost, not retail. $350 becomes $150.
Intrinsic Savings
Lower actual cost of care, not negotiated discounts. Compounds with every practice that joins.
Stop subsidizing the insurance carrier. Start owning the outcome.
The structure exists. SurgRE is built. The network is live. The only question is whether your practice is in it.